Business First Bancshares Inc (OQ:BFST)

Sector:  Financials Industry:  Banks
See Regulatory Filings on SEC
Company Contact
Address: 500 Laurel St Ste 101
BATON ROUGE LA 70801-1811
Tel: N/A
Website: N/A
Key People
Robert S. Greer
Independent Chairman of the Board
David R. Melville
President, Chief Executive Officer, Director
Gregory Robertson
Chief Financial Officer, Treasurer
Business Overview
Business First Bancshares, Inc. is a holding company of b1BANK, a Louisiana state banking association and community-based financial institution that offers banking products and services. The Bank offers savings and money market accounts, certificates of deposit, commercial and consumer loans, mortgage loans, real estate loans, and other installment and term loans. It also provides wealth management products, drive-through banking facilities, automated teller machines, night depository, personalized checks, credit cards, debit cards, Internet banking, electronic funds transfers through automated clearing house (ACH) services, domestic and foreign wire transfers, traveler's checks, cash management, vault services, loan and deposit sweep accounts, and lock box services. Its wealth management services include financial planning, retirement services, and trust and investment management.
Financial Overview
For the three months ended 31 March 2020, Business First Bancshares Inc interest income increased 6% to $26M. Net interest income after loan loss provision increased 2% to $18.8M. Net income decreased 20% to $4.5M. Net interest income after loan loss provision reflects Interest and Fees on Loans increase of 8% to $24.1M. Net income was offset by Salaries and Employee Benefits increase of 10% to $9.4M (expense).
Employees: 367 as of Mar 31, 2020
Reporting Currency: U.S. Dollars
Enterprise value: $227.71M as of Mar 31, 2020
Annual revenue (TTM): $104.90M as of Mar 31, 2020
EBITDA (TTM): $34.71M as of Mar 31, 2020
Net annual income (TTM): $22.61M as of Mar 31, 2020
Free cash flow (TTM): $12.93M as of Mar 31, 2020
Net Debt Last Fiscal Year: N/A
Shares outstanding: 20,667,365 as of May 4, 2020
TTM: Trailing Twelve Months
EBITDA: Earnings Before Interest, Taxes, Depreciation, & Amortization