Enova International Inc (N:ENVA)
Business Focus: Consumer Lending
| Sector: Financials | Industry: Consumer Lending |
| See Regulatory Filings on SEC | |
| Company Contact | |
| Address: | 175 W Jackson Blvd Ste 1000 CHICAGO IL 60604-2863 |
| Tel: | N/A |
| Website: | https://www.enova.com |
| IR: | See website |
| Key People | ||
| David A. Fisher Chairman of the Board, Chief Executive Officer | Steven E. Cunningham Chief Financial Officer | Sean Rahilly Chief Compliance Officer, General Counsel | Kirk L.F. Chartier Chief Strategy Officer |
| Business Overview |
| Enova International, Inc. is a technology and analytics company, which is focused on providing online financial services. The Company offers or arranges loans or draws on lines of credit to consumers in 37 states in the United States and Brazil. It also offers financing to small businesses in 49 states and Washington D.C. in the United States. Its customers include small businesses which have bank accounts but use alternative financial services because of their limited access to more traditional credit from banks, credit card companies and other lenders. The Company's products and services include consumer installment loans; small business installment loans; consumer line of credit accounts; small business line of credit accounts; CSO program, and bank programs. It markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com, Headway Capital at www.headwaycapital.com and Pangea at www.pangeamoneytransfer.com. |
| Financial Overview |
| For the three months ended 31 March 2024, Enova International Inc revenues increased 21% to $345.9M. Net income decreased 5% to $48.4M. Revenues reflect Revenue increase of 26% to $609.9M. Net income was offset by Marketing increase of 39% to $110.6M (expense), Interest expense, net increase of 51% to $65.6M (expense), Operations and technology increase of 11% to $54.4M (expense). |
| Employees: | 1,675 as of Dec 31, 2023 |
| Reporting Currency: | U.S. Dollars |
| Enterprise value: | $4,711M as of Mar 31, 2024 |
| Annual revenue (TTM): | $1,290M as of Mar 31, 2024 |
| EBITDA (TTM): | $497.82M as of Mar 31, 2024 |
| Net annual income (TTM): | $172.63M as of Mar 31, 2024 |
| Free cash flow (TTM): | $1,187M as of Mar 31, 2024 |
| Net Debt Last Fiscal Year: | $2,964M as of Mar 31, 2024 |
| Shares outstanding: | 27,349,818 as of Mar 31, 2024 |
| Index Membership: | S&P 600 Small Cap |
| TTM: Trailing Twelve Months EBITDA: Earnings Before Interest, Taxes, Depreciation, & Amortization | |
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