Sector: Financials | Industry: Consumer Lending |
See Regulatory Filings on SEC |
Company Contact | |
Address: | 2500 Bee Cave Road Building 1, Suite 200 ROLLINGWOOD TX 78746 |
Tel: | N/A |
Website: | https://www.ezcorp.com |
IR: | See website |
Key People | ||
Phillip E. Cohen Executive Chairman of the Board | Lachlan P. Given Chief Executive Officer, Director | Timothy Keith Jugmans Chief Financial Officer |
John Blair Powell Chief Operating Officer | Lisa VanRoekel Chief Human Resource Officer | Keith Robertson Chief Information Officer |
Sunil Sajnani Chief Audit and Loss Prevention Executive | Nicole Swies Chief Revenue Officer | Ellen H. Bryant Chief Legal Officer and Secretary |
Business Overview |
EZCORP, Inc. is a provider of pawn transactions in the United States and Latin America. The Company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned and recycled merchandise purchased from customers. It operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. The Latin America Pawn segment includes its Empeno Facil, Cash Apoyo Efectivo (CAE) and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, and Honduras (GPMX). At its pawn stores, it advances cash against the value of collateralized tangible personal property and sells merchandise to customers looking for good value. The merchandise it sells primarily consists of second-hand collateral forfeited from its pawn activities or merchandise purchased from customers. |
Financial Overview |
For the three months ended 31 December 2023, EZCORP Inc revenues increased 13% to $300M. Net income increased 70% to $28.5M. Revenues reflect EZ Pawn - U.S. segment increase of 12% to $217.4M, Value of Retail Sales - Latin America-Me increase of 19% to $53.9M. Net income benefited from Merchandise Margins -%-Latin America-Jwe increase from -4 to 27%, Interest Income increase from $664K to $2.6M (income). |
Employees: | 7,500 as of Sep 30, 2023 |
Reporting Currency: | U.S. Dollars |
Enterprise value: | $756.44M as of Dec 31, 2023 |
Annual revenue (TTM): | $1,085M as of Dec 31, 2023 |
EBITDA (TTM): | $132.99M as of Dec 31, 2023 |
Net annual income (TTM): | $50.16M as of Dec 31, 2023 |
Free cash flow (TTM): | $71.20M as of Dec 31, 2023 |
Net Debt Last Fiscal Year: | $144.23M as of Dec 31, 2023 |
Shares outstanding: | 55,153,951 as of Jan 24, 2024 |
Index Membership: | S&P 600 Small Cap |
TTM: Trailing Twelve Months EBITDA: Earnings Before Interest, Taxes, Depreciation, & Amortization |