Sector: Financials | Industry: Banks |
See Regulatory Filings on SEC |
Company Contact | |
Address: | 201 South Jefferson Avenue MOUNT PLEASANT TX 75455 |
Tel: | N/A |
Website: | https://www.gnty.com |
IR: | See website |
Key People | ||
Tyson T. Abston Chairman of the Board, Chief Executive Officer | Kirk L. Lee President, Vice Chairman of the Board and Chief Credit Officer | Shalene A. Jacobson Chief Financial Officer, Executive Vice President | Sondra Cunningham Secretary, Director |
Business Overview |
Guaranty Bancshares, Inc. is a bank holding company of Guaranty Bank & Trust, N.A. (the Bank). The Bank provides a range of relationship-driven commercial and consumer banking, as well as trust and wealth management products and services that are tailored to meet the needs of small- and medium-sized businesses, professionals and individuals. Its lending activities provide a range of loans, including commercial lines of credit, working capital loans, commercial real estate-backed loans, term loans, equipment financing, acquisition, expansion and development loans, borrowing base loans, real estate construction loans, homebuilder loans, letters of credit and other loan products. It also offers various consumer loans to individuals and professionals, including residential real estate loans, home equity loans, installment loans, unsecured and secured personal lines of credit, and standby letters of credit. The Bank operates 33 full-service banking locations. |
Financial Overview |
For the fiscal year ended 31 December 2024, Guaranty Bancshares, Inc. interest income increased 4% to $163.2M. Net interest income after loan loss provision increased 3% to $100.1M. Net income increased 5% to $31.5M. Net interest income after loan loss provision reflects increase in interest earning assets and decrease in interest bearing liabilities. |
Employees: | 488 as of Dec 31, 2023 |
Reporting Currency: | U.S. Dollars |
Enterprise value: | $497.70M as of Dec 31, 2024 |
Annual revenue (TTM): | $163.16M as of Dec 31, 2024 |
EBITDA (TTM): | $48.43M as of Dec 31, 2024 |
Net annual income (TTM): | $31.54M as of Dec 31, 2024 |
Free cash flow (TTM): | N/A |
Net Debt Last Fiscal Year: | $25.58M as of Dec 31, 2024 |
Shares outstanding: | 11,431,568 as of Dec 31, 2024 |
TTM: Trailing Twelve Months EBITDA: Earnings Before Interest, Taxes, Depreciation, & Amortization |