Horizon Bancorp Inc (OQ:HBNC)

Valuation Ratios

HBNC
Industry
Sector
Beta
1.28
--
--
Price to Sales - TTM
2.10
2.53
4.10
Price to Book - most recent quarter
0.71
0.90
1.18
Price to Cash Flow per share - TTM
5.75
10.63
10.43
Price to Free Cash Flow per share - TTM
6.92
13.86
15.18

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
STRONG BUY
BUY
BUY
Number of Analysts
5.00
6.00
6.00

Dividends

HBNC
Industry
Sector
Dividend Yield - indicated annual
4.68
4.09
5.75
Payout Ratio - TTM
32.01
41.64
60.73

Growth Rate

HBNC
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
13.84
2.23
5.02
Revenue Change % - TTM over TTM
24.69
7.89
8.41
Growth Rate % - revenue 5 yr
22.28
10.56
9.39
EPS Change % - most recent quarter vs 1 yr ago
-6.33
-36.95
-63.63
EPS Change % - TTM over TTM
12.87
-15.30
-30.30
Growth Rate % - EPS 5 yr12.56
10.26
9.12
--
Growth Rate % - capital spending 5 yr
-5.91
6.78
7.84

Financial Strength

HBNC
Industry
Sector
Quick Ratio - most recent quarter
--
--
1.26
Current Ratio - most recent quarter
--
--
1.75
LT Debt/Equity - most recent quarter
120.63
47.80
75.08
Total Debt/Total Equity - most recent quarter
120.63
72.85
95.39
Net Interest Coverage - TTM
--
3.01
-0.18

Profitability Ratios

HBNC
Industry
Sector
Gross Margin % - TTM
--
--
54.80
Gross Margin % - 5 yr avg.
--
--
58.44
Operation Margin % - TTM
37.50
10.34
-39.90
Operation Margin % - 5 yr avg
33.91
26.23
-19.53
Pretax Margin % - TTM
37.50
10.45
-62.82
Pretax Margin % - 5 yr avg.
33.91
25.86
-30.08
Net Profit Margin % - TTM
31.51
7.42
-64.75
Net Profit Margin % - 5 yr avg.
26.88
19.16
-31.96

Efficiency

HBNC
Industry
Sector
Revenue/Employee - TTM
--
162,728.60
916,555.59
Net Income/Employee - TTM
--
-78,080.37
-68,795.24
Receivables Turnover - TTM
--
--
14.66
Inventory Turnover - TTM
--
--
15.08
Asset Turnover - TTM
--
0.06
0.28

Management Effectiveness

HBNC
Industry
Sector
Return on Average Assets % - TTM
1.30
0.65
-25.29
Return on Average Assets % - 5 yr avg.
1.13
0.89
-9.65
Return on Investment - TTM
--
-0.37
-7.60
Return on Investment - 5 yr avg.
1.13
0.89
-9.65
Return on Average Equity % - TTM
10.86
4.31
-1.50
Return on Average Equity % - 5 yr avg.
10.16
7.82
3.30