LendingClub Corp (N:LC)

Business Focus: Consumer Lending

Valuation Ratios

LC
Industry
Sector
Beta
1.58
--
--
Price to Sales - TTM
1.14
1.49
4.54
Price to Book - most recent quarter
1.37
1.28
1.40
Price to Cash Flow per share - TTM
--
9.17
12.38
Price to Free Cash Flow per share - TTM
--
9.31
19.45

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
BUY
BUY
BUY
Number of Analysts
12.00
14.00
16.00

Dividends

LC
Industry
Sector
Dividend Yield - indicated annual
--
6.10
4.84
Payout Ratio - TTM
--
66.89
65.32

Growth Rate

LC
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
-7.25
5.24
10.38
Revenue Change % - TTM over TTM
-5.91
7.04
11.43
Growth Rate % - revenue 5 yr
30.50
14.63
9.47
EPS Change % - most recent quarter vs 1 yr ago
82.98
-23.34
-9.59
EPS Change % - TTM over TTM
65.77
-0.72
-11.16
Growth Rate % - EPS 5 yr--
2.13
8.34
--
Growth Rate % - capital spending 5 yr
38.39
15.11
7.67

Financial Strength

LC
Industry
Sector
Quick Ratio - most recent quarter
--
3.85
1.30
Current Ratio - most recent quarter
--
2.28
1.64
LT Debt/Equity - most recent quarter
37.14
151.21
70.56
Total Debt/Total Equity - most recent quarter
37.14
161.77
85.71
Net Interest Coverage - TTM
--
-5.76
0.33

Profitability Ratios

LC
Industry
Sector
Gross Margin % - TTM
69.82
59.74
55.54
Gross Margin % - 5 yr avg.
48.58
57.86
58.42
Operation Margin % - TTM
-6.41
-15.46
-25.20
Operation Margin % - 5 yr avg
-9.38
-130.63
-24.16
Pretax Margin % - TTM
-6.41
-13.23
-45.48
Pretax Margin % - 5 yr avg.
-9.38
-130.91
-26.52
Net Profit Margin % - TTM
-6.37
-15.24
-48.61
Net Profit Margin % - 5 yr avg.
-9.39
-128.46
-28.71

Efficiency

LC
Industry
Sector
Revenue/Employee - TTM
592,494.90
393,422.39
959,316.94
Net Income/Employee - TTM
-37,722.29
-10,351.58
9,735.79
Receivables Turnover - TTM
37.12
16.60
13.89
Inventory Turnover - TTM
--
3.25
13.42
Asset Turnover - TTM
0.30
0.67
0.30

Management Effectiveness

LC
Industry
Sector
Return on Average Assets % - TTM
-1.90
-39.30
-25.49
Return on Average Assets % - 5 yr avg.
-2.05
-3.80
-11.67
Return on Investment - TTM
-5.25
-6.18
-7.25
Return on Investment - 5 yr avg.
-2.05
-3.80
-11.67
Return on Average Equity % - TTM
-7.66
-16.42
0.34
Return on Average Equity % - 5 yr avg.
-10.76
2.08
3.65