LendingClub Corp (N:LC)

Business Focus: Consumer Lending

Valuation Ratios

LC
Industry
Sector
Beta
1.61
--
--
Price to Sales - TTM
1.31
1.86
5.38
Price to Book - most recent quarter
1.62
1.33
1.38
Price to Cash Flow per share - TTM
--
9.32
12.51
Price to Free Cash Flow per share - TTM
--
13.76
18.95

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
BUY
BUY
BUY
Number of Analysts
14.00
16.00
17.00

Dividends

LC
Industry
Sector
Dividend Yield - indicated annual
--
5.40
4.29
Payout Ratio - TTM
--
45.57
61.39

Growth Rate

LC
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
-4.85
5.80
12.57
Revenue Change % - TTM over TTM
-5.13
9.65
13.00
Growth Rate % - revenue 5 yr
30.50
13.01
10.69
EPS Change % - most recent quarter vs 1 yr ago
37.89
-58.08
-19.79
EPS Change % - TTM over TTM
26.22
-13.12
-17.75
Growth Rate % - EPS 5 yr--
-0.04
6.90
--
Growth Rate % - capital spending 5 yr
38.39
14.01
7.36

Financial Strength

LC
Industry
Sector
Quick Ratio - most recent quarter
--
2.39
1.19
Current Ratio - most recent quarter
--
1.96
1.62
LT Debt/Equity - most recent quarter
57.49
156.50
71.29
Total Debt/Total Equity - most recent quarter
57.49
149.04
86.04
Net Interest Coverage - TTM
--
-2.49
0.21

Profitability Ratios

LC
Industry
Sector
Gross Margin % - TTM
67.21
59.17
58.46
Gross Margin % - 5 yr avg.
48.58
58.87
60.77
Operation Margin % - TTM
-10.95
-12.18
-31.74
Operation Margin % - 5 yr avg
-9.38
-146.83
-26.37
Pretax Margin % - TTM
-10.95
-49.07
-60.44
Pretax Margin % - 5 yr avg.
-9.38
-204.37
-32.24
Net Profit Margin % - TTM
-10.95
-48.48
-64.39
Net Profit Margin % - 5 yr avg.
-9.39
-202.46
-34.21

Efficiency

LC
Industry
Sector
Revenue/Employee - TTM
603,894.30
409,180.03
962,022.58
Net Income/Employee - TTM
-66,104.64
-8,805.45
-4,273.48
Receivables Turnover - TTM
74.60
20.42
14.79
Inventory Turnover - TTM
--
3.03
13.75
Asset Turnover - TTM
0.28
0.82
0.28

Management Effectiveness

LC
Industry
Sector
Return on Average Assets % - TTM
-3.05
-60.81
-24.44
Return on Average Assets % - 5 yr avg.
-2.05
-34.64
-9.63
Return on Investment - TTM
-8.47
-5.85
-5.61
Return on Investment - 5 yr avg.
-2.05
-34.64
-9.63
Return on Average Equity % - TTM
-13.18
-13.35
0.04
Return on Average Equity % - 5 yr avg.
-10.76
-3.65
4.58