MidWestOne Financial Group, Inc. (OQ:MOFG)

Business Focus: Commercial Banks

Valuation Ratios

MOFG
Industry
Sector
Beta
0.94
--
--
Price to Sales - TTM
3.50
3.49
4.56
Price to Book - most recent quarter
0.92
1.27
1.41
Price to Cash Flow per share - TTM
12.39
13.29
12.92
Price to Free Cash Flow per share - TTM
15.00
18.05
19.20

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
BUY
BUY
BUY
Number of Analysts
4.00
5.00
5.00

Dividends

MOFG
Industry
Sector
Dividend Yield - indicated annual
2.94
2.60
4.72
Payout Ratio - TTM
32.22
35.02
66.66

Growth Rate

MOFG
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
8.22
16.56
11.05
Revenue Change % - TTM over TTM
7.91
16.87
11.80
Growth Rate % - revenue 5 yr
14.28
10.46
9.37
EPS Change % - most recent quarter vs 1 yr ago
-6.02
8.81
-10.74
EPS Change % - TTM over TTM
29.99
15.23
-9.80
Growth Rate % - EPS 5 yr2.59
9.41
8.37
--
Growth Rate % - capital spending 5 yr
4.25
8.32
7.58

Financial Strength

MOFG
Industry
Sector
Quick Ratio - most recent quarter
--
--
1.26
Current Ratio - most recent quarter
--
--
1.62
LT Debt/Equity - most recent quarter
8.65
30.95
72.03
Total Debt/Total Equity - most recent quarter
27.58
42.89
87.22
Net Interest Coverage - TTM
--
-0.26
0.11

Profitability Ratios

MOFG
Industry
Sector
Gross Margin % - TTM
--
58.50
55.60
Gross Margin % - 5 yr avg.
--
56.03
58.30
Operation Margin % - TTM
29.15
23.30
-28.00
Operation Margin % - 5 yr avg
27.29
26.23
-24.26
Pretax Margin % - TTM
29.15
23.45
-45.68
Pretax Margin % - 5 yr avg.
27.29
26.59
-27.35
Net Profit Margin % - TTM
23.28
17.27
-47.34
Net Profit Margin % - 5 yr avg.
20.77
19.45
-29.32

Efficiency

MOFG
Industry
Sector
Revenue/Employee - TTM
--
739,282.50
942,586.24
Net Income/Employee - TTM
--
-36,553.67
-6,893.76
Receivables Turnover - TTM
--
22.64
14.18
Inventory Turnover - TTM
--
--
13.01
Asset Turnover - TTM
--
0.12
0.31

Management Effectiveness

MOFG
Industry
Sector
Return on Average Assets % - TTM
0.91
0.81
-26.06
Return on Average Assets % - 5 yr avg.
0.86
0.82
-11.93
Return on Investment - TTM
--
-1.66
-7.64
Return on Investment - 5 yr avg.
0.86
0.82
-11.93
Return on Average Equity % - TTM
8.46
6.55
-0.07
Return on Average Equity % - 5 yr avg.
8.29
7.80
3.38