MidWestOne Financial Group, Inc. (OQ:MOFG)

Business Focus: Commercial Banks

Valuation Ratios

MOFG
Industry
Sector
Beta
1.03
--
--
Price to Sales - TTM
3.61
3.49
4.64
Price to Book - most recent quarter
0.95
1.31
1.41
Price to Cash Flow per share - TTM
12.78
12.78
12.47
Price to Free Cash Flow per share - TTM
15.47
17.61
18.34

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
BUY
BUY
BUY
Number of Analysts
5.00
5.00
5.00

Dividends

MOFG
Industry
Sector
Dividend Yield - indicated annual
2.85
2.54
4.72
Payout Ratio - TTM
32.22
35.04
65.81

Growth Rate

MOFG
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
8.22
15.74
11.11
Revenue Change % - TTM over TTM
7.91
16.98
11.59
Growth Rate % - revenue 5 yr
14.28
10.63
9.46
EPS Change % - most recent quarter vs 1 yr ago
-6.02
4.56
-14.20
EPS Change % - TTM over TTM
29.99
14.40
-13.92
Growth Rate % - EPS 5 yr2.59
9.65
8.24
--
Growth Rate % - capital spending 5 yr
4.25
7.43
7.38

Financial Strength

MOFG
Industry
Sector
Quick Ratio - most recent quarter
--
--
1.20
Current Ratio - most recent quarter
--
--
1.60
LT Debt/Equity - most recent quarter
8.65
32.62
71.63
Total Debt/Total Equity - most recent quarter
27.58
42.47
87.14
Net Interest Coverage - TTM
--
0.47
0.19

Profitability Ratios

MOFG
Industry
Sector
Gross Margin % - TTM
--
58.50
55.57
Gross Margin % - 5 yr avg.
--
56.03
57.79
Operation Margin % - TTM
29.15
23.56
-28.27
Operation Margin % - 5 yr avg
27.29
26.48
-25.07
Pretax Margin % - TTM
29.15
23.58
-41.81
Pretax Margin % - 5 yr avg.
27.29
26.46
-29.29
Net Profit Margin % - TTM
23.28
17.38
-46.18
Net Profit Margin % - 5 yr avg.
20.77
19.38
-31.30

Efficiency

MOFG
Industry
Sector
Revenue/Employee - TTM
--
--
962,039.32
Net Income/Employee - TTM
--
--
-4,415.37
Receivables Turnover - TTM
--
10.50
14.29
Inventory Turnover - TTM
--
--
13.68
Asset Turnover - TTM
--
0.12
0.32

Management Effectiveness

MOFG
Industry
Sector
Return on Average Assets % - TTM
0.91
0.84
-29.29
Return on Average Assets % - 5 yr avg.
0.86
0.82
-11.83
Return on Investment - TTM
--
-2.07
-9.01
Return on Investment - 5 yr avg.
0.86
0.82
-11.83
Return on Average Equity % - TTM
8.46
6.77
-0.60
Return on Average Equity % - 5 yr avg.
8.29
7.85
3.55