NMI Holdings Inc (OQ:NMIH)

Valuation Ratios

NMIH
Industry
Sector
Beta
2.03
--
--
Price to Sales - TTM
1.80
2.41
3.37
Price to Book - most recent quarter
0.71
0.73
0.96
Price to Cash Flow per share - TTM
3.68
4.04
8.23
Price to Free Cash Flow per share - TTM
3.37
5.07
13.25

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
BUY
STRONG BUY
BUY
Number of Analysts
12.00
11.00
10.00

Dividends

NMIH
Industry
Sector
Dividend Yield - indicated annual
--
5.20
8.28
Payout Ratio - TTM
--
34.44
58.36

Growth Rate

NMIH
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
28.16
25.24
9.86
Revenue Change % - TTM over TTM
35.26
10.04
11.62
Growth Rate % - revenue 5 yr
75.54
-2.39
9.22
EPS Change % - most recent quarter vs 1 yr ago
36.79
-24.44
14.25
EPS Change % - TTM over TTM
54.81
49.78
-6.61
Growth Rate % - EPS 5 yr--
15.76
9.14
--
Growth Rate % - capital spending 5 yr
3.91
-13.46
7.51

Financial Strength

NMIH
Industry
Sector
Quick Ratio - most recent quarter
--
--
1.04
Current Ratio - most recent quarter
--
--
1.55
LT Debt/Equity - most recent quarter
15.67
57.12
70.77
Total Debt/Total Equity - most recent quarter
15.67
57.12
87.92
Net Interest Coverage - TTM
18.93
4.91
0.00

Profitability Ratios

NMIH
Industry
Sector
Gross Margin % - TTM
--
--
54.98
Gross Margin % - 5 yr avg.
--
--
58.16
Operation Margin % - TTM
61.80
-26.77
-31.53
Operation Margin % - 5 yr avg
44.66
-23.17
-19.32
Pretax Margin % - TTM
58.54
-1.64
-47.40
Pretax Margin % - 5 yr avg.
38.91
-12.78
-30.64
Net Profit Margin % - TTM
46.46
-10.33
-50.17
Net Profit Margin % - 5 yr avg.
35.18
-8.85
-32.42

Efficiency

NMIH
Industry
Sector
Revenue/Employee - TTM
1,153,003.00
915,558.76
958,218.93
Net Income/Employee - TTM
535,691.60
-391,068.74
-8,567.86
Receivables Turnover - TTM
--
--
15.10
Inventory Turnover - TTM
--
--
14.52
Asset Turnover - TTM
0.30
0.44
0.29

Management Effectiveness

NMIH
Industry
Sector
Return on Average Assets % - TTM
14.00
0.66
-24.29
Return on Average Assets % - 5 yr avg.
7.99
-0.96
-9.43
Return on Investment - TTM
--
--
-6.81
Return on Investment - 5 yr avg.
7.99
-0.96
-9.43
Return on Average Equity % - TTM
21.07
-13.47
0.95
Return on Average Equity % - 5 yr avg.
12.71
4.47
3.46