U.S. Bancorp (N:USB)

Business Focus: Banks

Valuation Ratios

USB
Industry
Sector
Beta
1.08
--
--
Price to Sales - TTM
3.62
3.40
4.50
Price to Book - most recent quarter
1.79
1.25
1.42
Price to Cash Flow per share - TTM
11.18
12.50
12.44
Price to Free Cash Flow per share - TTM
10.31
16.82
18.32

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
BUY
BUY
BUY
Number of Analysts
24.00
25.00
26.00

Dividends

USB
Industry
Sector
Dividend Yield - indicated annual
2.87
2.88
4.74
Payout Ratio - TTM
33.65
36.43
66.01

Growth Rate

USB
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
14.77
15.27
11.14
Revenue Change % - TTM over TTM
13.49
15.86
11.78
Growth Rate % - revenue 5 yr
5.65
9.62
9.49
EPS Change % - most recent quarter vs 1 yr ago
4.27
5.81
-13.44
EPS Change % - TTM over TTM
34.28
13.50
-11.71
Growth Rate % - EPS 5 yr6.64
11.33
8.44
--
Growth Rate % - capital spending 5 yr
--
7.89
7.63

Financial Strength

USB
Industry
Sector
Quick Ratio - most recent quarter
--
--
1.23
Current Ratio - most recent quarter
--
--
1.62
LT Debt/Equity - most recent quarter
78.15
48.98
71.25
Total Debt/Total Equity - most recent quarter
107.72
69.25
86.46
Net Interest Coverage - TTM
--
0.96
0.02

Profitability Ratios

USB
Industry
Sector
Gross Margin % - TTM
--
82.71
55.60
Gross Margin % - 5 yr avg.
--
--
58.10
Operation Margin % - TTM
38.53
13.57
-28.43
Operation Margin % - 5 yr avg
38.33
25.62
-24.16
Pretax Margin % - TTM
38.53
13.66
-45.35
Pretax Margin % - 5 yr avg.
38.33
25.23
-27.93
Net Profit Margin % - TTM
31.59
10.42
-49.21
Net Profit Margin % - 5 yr avg.
28.76
18.26
-29.92

Efficiency

USB
Industry
Sector
Revenue/Employee - TTM
--
237,713.30
951,260.22
Net Income/Employee - TTM
--
-51,514.33
-6,899.53
Receivables Turnover - TTM
--
6.51
14.13
Inventory Turnover - TTM
--
--
12.89
Asset Turnover - TTM
--
0.08
0.31

Management Effectiveness

USB
Industry
Sector
Return on Average Assets % - TTM
1.53
0.78
-24.97
Return on Average Assets % - 5 yr avg.
1.41
0.86
-12.01
Return on Investment - TTM
--
-2.63
-7.87
Return on Investment - 5 yr avg.
1.41
0.86
-12.01
Return on Average Equity % - TTM
15.14
6.89
-0.18
Return on Average Equity % - 5 yr avg.
13.90
7.88
3.42