U.S. Bancorp (N:USB)

Valuation Ratios

USB
Industry
Sector
Beta
1.13
--
--
Price to Sales - TTM
4.09
3.55
4.60
Price to Book - most recent quarter
1.99
1.28
1.43
Price to Cash Flow per share - TTM
12.54
13.91
13.36
Price to Free Cash Flow per share - TTM
19.14
21.20
20.66

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
HOLD
BUY
BUY
Number of Analysts
24.00
24.00
25.00

Dividends

USB
Industry
Sector
Dividend Yield - indicated annual
2.79
2.90
4.77
Payout Ratio - TTM
35.14
37.94
63.29

Growth Rate

USB
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
7.62
9.90
9.27
Revenue Change % - TTM over TTM
12.56
13.84
11.02
Growth Rate % - revenue 5 yr
5.65
9.41
9.43
EPS Change % - most recent quarter vs 1 yr ago
8.80
5.09
-5.29
EPS Change % - TTM over TTM
25.59
1.78
-16.82
Growth Rate % - EPS 5 yr6.64
10.61
8.43
--
Growth Rate % - capital spending 5 yr
--
8.22
7.73

Financial Strength

USB
Industry
Sector
Quick Ratio - most recent quarter
--
--
1.21
Current Ratio - most recent quarter
--
--
1.61
LT Debt/Equity - most recent quarter
77.12
46.86
71.91
Total Debt/Total Equity - most recent quarter
104.37
69.88
87.60
Net Interest Coverage - TTM
--
3.73
0.16

Profitability Ratios

USB
Industry
Sector
Gross Margin % - TTM
--
79.95
54.87
Gross Margin % - 5 yr avg.
--
--
58.53
Operation Margin % - TTM
38.63
13.63
-28.90
Operation Margin % - 5 yr avg
38.33
25.09
-20.25
Pretax Margin % - TTM
38.63
13.95
-42.91
Pretax Margin % - 5 yr avg.
38.33
24.65
-26.09
Net Profit Margin % - TTM
31.75
10.37
-47.14
Net Profit Margin % - 5 yr avg.
28.76
17.95
-25.57

Efficiency

USB
Industry
Sector
Revenue/Employee - TTM
--
245,865.75
955,653.29
Net Income/Employee - TTM
--
-49,772.39
-1,189.65
Receivables Turnover - TTM
--
11.71
13.82
Inventory Turnover - TTM
--
--
12.71
Asset Turnover - TTM
--
0.08
0.30

Management Effectiveness

USB
Industry
Sector
Return on Average Assets % - TTM
1.54
0.77
-22.52
Return on Average Assets % - 5 yr avg.
1.41
0.84
-9.85
Return on Investment - TTM
--
-3.35
-6.24
Return on Investment - 5 yr avg.
1.41
0.84
-9.85
Return on Average Equity % - TTM
15.13
5.44
0.27
Return on Average Equity % - 5 yr avg.
13.90
7.66
3.23