U.S. Bancorp (N:USB)

Business Focus: Banks

Valuation Ratios

USB
Industry
Sector
Beta
1.12
--
--
Price to Sales - TTM
3.83
3.47
4.59
Price to Book - most recent quarter
1.87
1.23
1.40
Price to Cash Flow per share - TTM
11.80
12.84
12.79
Price to Free Cash Flow per share - TTM
16.79
18.50
20.07

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
BUY
BUY
BUY
Number of Analysts
23.00
25.00
25.00

Dividends

USB
Industry
Sector
Dividend Yield - indicated annual
3.03
2.97
4.73
Payout Ratio - TTM
34.74
37.42
64.97

Growth Rate

USB
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
12.74
13.61
10.28
Revenue Change % - TTM over TTM
13.60
15.68
11.31
Growth Rate % - revenue 5 yr
5.65
9.78
9.47
EPS Change % - most recent quarter vs 1 yr ago
7.27
8.21
-5.35
EPS Change % - TTM over TTM
29.46
10.84
-7.75
Growth Rate % - EPS 5 yr6.64
11.33
8.51
--
Growth Rate % - capital spending 5 yr
--
8.38
7.81

Financial Strength

USB
Industry
Sector
Quick Ratio - most recent quarter
--
--
1.21
Current Ratio - most recent quarter
--
--
1.70
LT Debt/Equity - most recent quarter
77.50
46.27
71.13
Total Debt/Total Equity - most recent quarter
105.91
68.19
84.60
Net Interest Coverage - TTM
--
0.77
0.17

Profitability Ratios

USB
Industry
Sector
Gross Margin % - TTM
--
80.83
55.50
Gross Margin % - 5 yr avg.
--
--
58.96
Operation Margin % - TTM
38.56
14.19
-26.79
Operation Margin % - 5 yr avg
38.33
25.67
-24.20
Pretax Margin % - TTM
38.56
14.41
-43.48
Pretax Margin % - 5 yr avg.
38.33
25.18
-26.63
Net Profit Margin % - TTM
31.65
10.92
-46.21
Net Profit Margin % - 5 yr avg.
28.76
18.27
-28.72

Efficiency

USB
Industry
Sector
Revenue/Employee - TTM
--
241,744.10
958,617.80
Net Income/Employee - TTM
--
-52,030.46
11,546.73
Receivables Turnover - TTM
--
8.49
13.76
Inventory Turnover - TTM
--
--
12.47
Asset Turnover - TTM
--
0.08
0.30

Management Effectiveness

USB
Industry
Sector
Return on Average Assets % - TTM
1.53
0.79
-24.43
Return on Average Assets % - 5 yr avg.
1.41
0.85
-11.23
Return on Investment - TTM
--
-2.72
-6.51
Return on Investment - 5 yr avg.
1.41
0.85
-11.23
Return on Average Equity % - TTM
15.06
6.30
0.57
Return on Average Equity % - 5 yr avg.
13.90
7.77
3.53