Univest Financial Corp (OQ:UVSP)

Valuation Ratios

UVSP
Industry
Sector
Beta
0.79
--
--
Price to Sales - TTM
2.98
3.33
4.71
Price to Book - most recent quarter
1.04
1.15
1.36
Price to Cash Flow per share - TTM
8.98
13.31
13.09
Price to Free Cash Flow per share - TTM
13.04
17.76
20.14

Analysts

Latest
6 Months
1 Year
Consensus Recommendations
BUY
BUY
BUY
Number of Analysts
3.00
3.00
3.00

Dividends

UVSP
Industry
Sector
Dividend Yield - indicated annual
3.40
2.80
5.04
Payout Ratio - TTM
34.47
28.09
56.51

Growth Rate

UVSP
Industry
Sector
Revenue Change % - most recent quarter vs 1 yr ago
10.24
6.12
9.39
Revenue Change % - TTM over TTM
16.68
12.67
10.76
Growth Rate % - revenue 5 yr
19.68
11.86
9.00
EPS Change % - most recent quarter vs 1 yr ago
18.46
7.10
11.51
EPS Change % - TTM over TTM
54.77
8.64
-15.13
Growth Rate % - EPS 5 yr6.07
11.31
8.30
--
Growth Rate % - capital spending 5 yr
-4.07
3.44
6.94

Financial Strength

UVSP
Industry
Sector
Quick Ratio - most recent quarter
--
--
1.08
Current Ratio - most recent quarter
--
--
1.54
LT Debt/Equity - most recent quarter
38.37
33.83
74.94
Total Debt/Total Equity - most recent quarter
41.22
51.46
90.32
Net Interest Coverage - TTM
--
0.42
-0.15

Profitability Ratios

UVSP
Industry
Sector
Gross Margin % - TTM
--
69.05
54.66
Gross Margin % - 5 yr avg.
--
71.41
58.47
Operation Margin % - TTM
35.99
26.14
-35.27
Operation Margin % - 5 yr avg
24.79
28.84
-22.75
Pretax Margin % - TTM
35.99
26.45
-52.95
Pretax Margin % - 5 yr avg.
24.79
29.49
-36.80
Net Profit Margin % - TTM
29.45
18.64
-57.58
Net Profit Margin % - 5 yr avg.
19.17
21.96
-38.63

Efficiency

UVSP
Industry
Sector
Revenue/Employee - TTM
--
718,000.00
902,075.63
Net Income/Employee - TTM
--
68,090.40
-33,245.89
Receivables Turnover - TTM
--
16.75
14.54
Inventory Turnover - TTM
--
--
13.36
Asset Turnover - TTM
--
0.10
0.29

Management Effectiveness

UVSP
Industry
Sector
Return on Average Assets % - TTM
1.34
0.85
-25.71
Return on Average Assets % - 5 yr avg.
0.94
0.92
-10.31
Return on Investment - TTM
--
2.85
-6.66
Return on Investment - 5 yr avg.
0.94
0.92
-10.31
Return on Average Equity % - TTM
10.64
7.42
0.25
Return on Average Equity % - 5 yr avg.
7.39
8.50
2.27