Sector: Financials | Industry: Banks |
See Regulatory Filings on SEC |
Company Contact | |
Address: | 2174 Eastridge Ctr EAU CLAIRE WI 54701-3403 |
Tel: | 1-715-8369994 |
Website: | https://ccf.us |
IR: | See website |
Key People | ||
Stephen M. Bianchi Chairman of the Board, President, Chief Executive Officer | James S. Broucek Chief Financial Officer, Principal Accounting Officer of the Company and the Bank, Treasurer |
Business Overview |
Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal N.A. (the Bank). The Bank is a federally chartered national bank serving customers in Wisconsin and Minnesota. Its primary markets include the Chippewa Valley Region in Wisconsin, the Twin Cities and Mankato markets in Minnesota, and various rural communities around these areas. The Bank offers traditional community banking services to businesses, agricultural operators and consumers, including one-to-four family residential mortgages. The Bank offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit and consumer loans. It maintains a portfolio of investments, consisting primarily of mortgage-backed securities, asset-backed securities, United States Government sponsored agency securities and corporate debt securities. |
Financial Overview |
For the three months ended 31 March 2024, Citizens Community Bancorp Inc. interest income increased 15% to $22.7M. Net interest income after loan loss provision remained flat at $12.7M. Net income increased 12% to $4.1M. Net interest income after loan loss provision reflects banking products and services, operations segment increase from $0K to $12.7M, also reflect Net Interest Margin, Total - % decrease of 8% to 2.77%. |
Employees: | 214 as of Mar 5, 2024 |
Reporting Currency: | U.S. Dollars |
Enterprise value: | $156.48M as of Mar 31, 2024 |
Annual revenue (TTM): | $87.25M as of Mar 31, 2024 |
EBITDA (TTM): | $31.60M as of Mar 31, 2024 |
Net annual income (TTM): | $13.49M as of Mar 31, 2024 |
Free cash flow (TTM): | $15.78M as of Mar 31, 2024 |
Net Debt Last Fiscal Year: | $38.89M as of Mar 31, 2024 |
Shares outstanding: | 10,406,341 as of May 8, 2024 |
TTM: Trailing Twelve Months EBITDA: Earnings Before Interest, Taxes, Depreciation, & Amortization |