Sector: Financials | Industry: Banks |
See Regulatory Filings on SEC |
Company Contact | |
Address: | 1400 Prospect Ave. HELENA MT 59601 |
Tel: | 1-406-4574011 |
Website: | https://ebmtinvestor.opportunitybank.com/corporate-profile/default.aspx |
IR: | See website |
Key People | ||
Laura F. Clark President, Chief Executive Officer, Director | Miranda J. Spaulding Chief Financial Officer, Senior Vice President | P. Darryl Rensmon Chief Operating Officer, Senior Vice President |
Alana M. Binde Chief Human Resource Officer, Senior Vice President | Chantelle R. Nash Senior Vice President, Chief Administrative Officer, Chief Risk Officer | Rachel R. Amdahl Senior Vice President, Chief Operations Officer |
Linda M. Chilton Senior Vice President, Chief Retail Officer | Dale F. Field Senior Vice President, Chief Credit Officer | Mark A. O'Neil Senior Vice President, Chief Lending Officer |
Business Overview |
Eagle Bancorp Montana, Inc. is the bank holding company of Opportunity Bank of Montana (the Bank). It provides loan and deposit services to customers who are predominantly small businesses and individuals throughout Montana. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans and second mortgage/home equity loan products. It offers a variety of deposit accounts. Deposit account terms vary, primarily as to the required minimum balance amount, the amount of time that the funds must remain on deposit and the applicable interest rate. Its current deposit products include certificates of deposit accounts ranging in terms from 90 days to five years, as well as, checking, savings and money market accounts. Individual retirement account (IRA) certificates are included in certificates of deposit. It also originates in commercial real estate, home equity, and consumer and commercial loans. |
Financial Overview |
For the fiscal year ended 31 December 2023, Eagle Bancorp Montana Inc interest income increased 32% to $91.6M. Net interest income after loan loss provision decreased less than 1% to $61M. Net income decreased 6% to $10.1M. Net interest income after loan loss provision reflects Commercial banking segment increase from $0K to $61M, also reflect Net Interest Margin - Total - % decrease of 13% to 3.51%. |
Employees: | 383 as of Dec 31, 2023 |
Reporting Currency: | U.S. Dollars |
Enterprise value: | $141.13M as of Mar 31, 2024 |
Annual revenue (TTM): | $91.62M as of Mar 31, 2024 |
EBITDA (TTM): | $30.16M as of Mar 31, 2024 |
Net annual income (TTM): | $10.06M as of Mar 31, 2024 |
Free cash flow (TTM): | -$9.29M as of Mar 31, 2024 |
Net Debt Last Fiscal Year: | $36.91M as of Mar 31, 2024 |
Shares outstanding: | 8,016,784 as of Feb 29, 2024 |
TTM: Trailing Twelve Months EBITDA: Earnings Before Interest, Taxes, Depreciation, & Amortization |