Eagle Bancorp Montana Inc (OQ:EBMT)

Sector:  Financials Industry:  Banks
 
See Regulatory Filings on SEC
Company Contact
Address: 1400 Prospect Ave.
HELENA MT 59601
Tel: 1-406-4574011
Website: https://ebmtinvestor.opportunitybank.com/corporate-profile/default.aspx
IR: See website
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Key People
Laura F. Clark
President, Chief Executive Officer, Director
Miranda J. Spaulding
Chief Financial Officer, Senior Vice President
P. Darryl Rensmon
Chief Operating Officer, Senior Vice President
Alana M. Binde
Chief Human Resource Officer, Senior Vice President
Chantelle R. Nash
Senior Vice President, Chief Administrative Officer, Chief Risk Officer
Rachel R. Amdahl
Senior Vice President, Chief Operations Officer
Linda M. Chilton
Senior Vice President, Chief Retail Officer
Dale F. Field
Senior Vice President, Chief Credit Officer
Mark A. O'Neil
Senior Vice President, Chief Lending Officer
Business Overview
Eagle Bancorp Montana, Inc. is the bank holding company of Opportunity Bank of Montana (the Bank). It provides loan and deposit services to customers who are predominantly small businesses and individuals throughout Montana. It is a diversified lender with a focus on residential mortgage loans, commercial real estate mortgage loans, commercial business loans, agricultural loans and second mortgage/home equity loan products. It offers a variety of deposit accounts. Deposit account terms vary, primarily as to the required minimum balance amount, the amount of time that the funds must remain on deposit and the applicable interest rate. Its current deposit products include certificates of deposit accounts ranging in terms from 90 days to five years, as well as, checking, savings and money market accounts. Individual retirement account (IRA) certificates are included in certificates of deposit. It also originates in commercial real estate, home equity, and consumer and commercial loans.
Financial Overview
For the fiscal year ended 31 December 2023, Eagle Bancorp Montana Inc interest income increased 32% to $91.6M. Net interest income after loan loss provision decreased less than 1% to $61M. Net income decreased 6% to $10.1M. Net interest income after loan loss provision reflects Commercial banking segment increase from $0K to $61M, also reflect Net Interest Margin - Total - % decrease of 13% to 3.51%.
Employees: 383 as of Dec 31, 2023
Reporting Currency: U.S. Dollars
Enterprise value: $141.13M as of Mar 31, 2024
Annual revenue (TTM): $91.62M as of Mar 31, 2024
EBITDA (TTM): $30.16M as of Mar 31, 2024
Net annual income (TTM): $10.06M as of Mar 31, 2024
Free cash flow (TTM): -$9.29M as of Mar 31, 2024
Net Debt Last Fiscal Year: $36.91M as of Mar 31, 2024
Shares outstanding: 8,016,784 as of Feb 29, 2024
TTM: Trailing Twelve Months
EBITDA: Earnings Before Interest, Taxes, Depreciation, & Amortization

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